Individual insurance

Comprehensive coverage to insure what matters most to you.

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What is individual or personal insurance

Individual insurance —also known as personal insurance— protects you from life’s unexpected events. From life insurance and critical illness to additional health and dental coverage, individual insurance can provide you and your loved ones with a financial safety net in case of injury, illness, or death.

Term life insurance

Financial protection for your loved ones when you need it the most. An affordable solution to cover periods of elevated expenses, such as raising a child or a mortgage.  

Whole life insurance

Get coverage for life, guaranteed. Enjoy peace of mind with permanent life insurance at a fixed premium.

Universal insurance

Permanent coverage that grows with you with the added benefit of tax-preferred savings growth.

Key person insurance

Protect your business in the event of the sudden loss of a key executive with financial support to minimize the impact on the business.

Critical illness

Get peace of mind knowing you’re financially protected in the event of diagnosis of a covered illness.

Individual health, dental, and travel

Go beyond provincial coverage with additional benefits for health, dental, and travel so you and your family can access the care you need.

Disability insurance

Top up your existing workplace coverage with additional income in the event that you’re unable to work due to illness or accident.

Insurance coverage that’s as unique as you

Our team of advisors is here to help you find the right insurance coverage for you and your loved ones.

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