Employee group retirement services
Retirement benefits and savings plans that put your team’s financial health first.
Retirement solutions with real benefits
Boost employee retention
60% of employees say employee benefits are extremely or very important when considering whether to stay with their current employer.
Stay competitive
78% of employees consider retirement benefits as a critical factor in deciding to take a job
Offer financial peace of mind
75% of Canadians are concerned about having enough money in retirement
Why Canadian companies love pace
Delivering group retirement solutions that give you—and your employees—financial peace of mind
Industry-leading customer service
We’re proud to have a 5-year rolling average client retention rate of 98%, powered by our commitment to service excellence.
Making retirement services simple
Take the complexities out of finding the right employee retirement solutions with customized retirement education financial literacy and insights for you and your members.
Long-term support
Our team of retirement service advisors is here to help you every step of the way. Annual reviews, regular fee checks, and independent investment analysis are just a few of the ways we ensure you’re making the most of your group retirement plan.
What are group retirement services?
Group retirement plans are employer-sponsored financial solutions that help employees save for retirement and reach their financial goals. Employees can contribute to their retirement savings directly from their payroll and employers can opt to match contributions as an additional employee benefit.
Employee retirement savings plans and pensions are a popular choice for businesses of all sizes as they offer tax benefits and payroll expense reductions while acting as an employee incentive. By participating in a group retirement plan, employees benefit from a convenient savings product with lower fees that help their contributions go further.
Group registered retirement savings plan (RRSP)
Invest in your employees’ retirement with a flexible group savings plan with the advantages of lower fees and tax deductible contributions.
Group deferred profit sharing plan (DPSP)
Let employees share in your company’s success with tax-sheltered retirement savings. No employee contributions required.
Registered pension plan (RPP)
Safeguard employee retirement savings with a provincially regulated savings product, including defined contribution registered pension plans (DC) and defined benefits pension plans (DB).
Executive compensation programs
Reward high-income earners with additional retirement savings through retirement compensation agreements (RCAs) or individual pension plans (IPP).
Non-registered savings plan (NRSP) and tax-free savings accounts (TFSAs)
Go above and beyond typical group RRSPs and RPPs with additional group savings solutions for your employees.
Registered retirement income fund (RRIF) and life income fund (LIF)
Provide employees with a stream of retirement income while keeping the balance of savings in a tax-deferred investment.
Financial literacy and employee retirement planning
Take the guesswork out of retirement financial planning for employees with services that help them determine their retirement needs, tax deductions, pensions, and more.
Financial needs analysis (FNA)
Help employees confidently navigate their current and future financial situation with the tools and insights they need to understand their income and expenses, assets and liabilities, employee benefits, and more.
pace provides support with
Partnering with leading retirement service providers in Canada
Get the right group retirement savings plan for your employees. As one of the largest independent benefits brokerages Canada, we have relationships with leading insurers to help you secure comprehensive retirement solutions.
